"I just want to say how great it is working with CreditRepair.com and how much hope you guys have given me. You have made great strides in just a few short months and I am sure to reach my goal before this year is over. Whenever I call, and I call a lot, you are never too busy to talk to me and I knew from the very first interview that you truly care about your customers. With all my heart I am truly grateful."
"I don't usually believe in all I see on TV or listen in the radio but this credit repair is the truth, I was all by my self with no idea what to do, working 6 days per week and making good money but with an awful credit score. There were bums with better credit than me, until I came in contact with this wonderful CreditRepair.com. In just 2 months I started to see great results, thanks CreditRepair.com."
"Without a doubt I was at the end of my rope and profoundly desperate to turn my credit score around. I was tempted to consult with individuals who were promising and guaranteeing quick results for an astronomical fee. After speaking with a CreditRepair.com representative, I felt comfortable and was willing to give them the opportunity to assist me and I have been exceptionally satisfied with their service."
Order your credit report here so you can start the credit repair process. Once you have your report in hand, we will go over it with you and start removing items from it. Your credit score isn’t just a number on a piece of paper – it’s like an identification code. If you have a poor score, it can feel like the identification number that prisoners get when they’re doing time. One look at the score and people know that you have made some mistakes, and could even hold those mistakes against you.
What you don’t deserve is to be penalized for years and years because of financial mistakes made in the past. Your credit doesn’t have to hold you back forever, and the debt that comes along with those mistakes doesn’t have to be scary and stressful. Every month we help thousands of clients get their credit repaired so they can get the job, car, house, loans, and credit cards they need to get on with their life.
"My credit had been bad for a while because of bad decisions. I just came to the point where I said this can be better. I heard your radio commercial and your customer service walked me through the whole process and explained and answered all my questions. I am very thank you for you helping me raise my scores to a respectful. It’s been such a journey. Thank you"
In addition, TurboDispute provides you with an efficient payment system integration (Stripe and Authorize) that allows you to connect your CRM account to your own merchant gateway and charge your customers when you create an invoice. With a “Pay By Credit Card” button appearing on every invoice, your clients can pay their invoice via their web portal. (Simply sign on to stripe.com and signup for an account).
If you get denied for a major credit card, try applying for a retail store credit card. They have a reputation for approving applicants with bad or limited credit history. Still no luck? Consider getting a secured credit card which requires you to make a security deposit to get a credit limit. In some ways, a secured credit card is more useful than a retail credit card because it can be used in more places. Certain subprime credit cards are geared toward helping customers who wish to rebuild their credit; however, make sure you choose legitimate offers and compare the fees and interest rates before applying.
If you pay a charge-off in full, your credit report will be updated to show the account balance is $0 and the account is paid. The charge-off status will continue to be reported for seven years from the date of charge off. Another option is to settle charge-offs for less than the original balance if the creditor agrees to accept a settlement and cancel the rest of the debt.
When shopping around for the perfect credit repair company, start with the basics: fees and reputation. As in any market, the price of credit repair services will vary by company and features. Checking the company’s reputation with the BBB and industry associations is a good way to determine their legitimacy, and ensure you’re not about to throw your money away.
Credit repair companies can help when debt collectors attempt to collect an expired debt you no longer legally owe. Most credit repair companies employ lawyers to assist with these processes. The company’s employees send official cease-and-desist letters to get these collectors to stop contacting you. Negotiating with creditors may help remove inaccurate or out-of-date marks from credit reports, improve credit histories and increase credit scores.
TurboDispute software provides separate settings to control different aspects of your business. You have dashboards for Customer Management, Referral Management, Affiliate Management, Account Management and Dispute Letter Management as well as Software Customization. We know that every company is unique in their own way, and that is why we created a system that reflects that. In seconds you can customize drop downs and other software variables on credit report statuses, customer statuses, dispute instructions, add your own dispute reasons Individualize your own account statuses, account types, dispute statuses, letters, user privileges and much more.
"At first I was amazed with seeing how many items were being removed from my credit report, but at the same time I noticed CreditRepair.com was showing one score, but when it was time to pull my report and score again, they didn't even come close to what credit repair was showing. That was very frustrating to me. I joined November 2013 until July 2014, and sacrificed the $89 a month. I was with the program 8 months. I possibly would join again."
If you have negative information on your credit report, it will remain there for 7-10 years. This helps lenders and others get a better picture of your credit history. However, while you may not be able to change information from the past, you can demonstrate good credit management moving forward by paying your bills on time and as agreed. As you build a positive credit history, over time, your credit scores will likely improve.