Security and protection is a natural and rational fear especially when it comes to confidential data as administered in the world of credit repair. Downloadable credit repair software companies bash web-based software, accusing it of being less secure, which has proven to be false. TurboDispute has the same level of security as when you log into your bank account online, and has invested in more safety and security technology than about 99% of other credit repair software companies around the world. While all walls are able to be invaded, it is more likely that someone would break into a home or office and access files from the computer than to break through the advanced security that is safeguarding your files through the credit repair software. With TurboDispute, users have a piece of mind knowing that no matter what happens to their computers or hard drives, their data is completely safe and stored through the credit repair software online. Since the data is owned by each credit repair company, businesses can download and backup their files as often as they want.
But, if you're looking for straightforward pricing - $49.99/month, with no setup fees, cancel anytime - with a company that maintains an A+ rating at the Better Business Bureau, Credit Firm could be what you want. Although you'll have to provide a credit report (or possibly pay Credit Firm to get it for you), your credit repair program is all covered by the monthly fee. Your monthly service includes the following:
"It has been 4 weeks since the day I registered. I have also registered with Equifax Credit Bureau directly which increased my credit score twice as much as credit repair did not even change the info in their website. Every time I call them they tell me they have sent the requests. It will take months to reflect on your credit. Little different then what I originally expected. I am still registered."
In some cases, it's difficult to determine what to include as far as supporting documentation goes—that’s another way a credit repair company can help. For example, if you’re a victim of identity theft and a fraudulent account appears on your credit report, it can be tough to prove it isn’t yours because you don’t have any documents that relate to the account.
Sky Blue is legendary when it comes to their costs - in a good way. First, you won't pay a dime until you complete an initial review and setup with one of their representatives. If that review shows that SkyBlue can't help you, they'll tell you so - at no cost. We found many customer reviews that confirmed that's the case; people were pleasantly stunned to get great advice with actionable items that improved their credit even though they didn't wind up paying for the service. If the review does show that Sky Blue is a good partner in your pursuit of credit repair and you choose to work with them, you'll then pay a one-time setup fee of $69. Your monthly fee - $69/month as an individual or $99/month as a couple - isn't charged until a month later.
After you download your credit reports, it takes several hours to review them for errors. Then, you must gather documentation and draft dispute letters, which could take up to a week or more if you aren’t already familiar with your records. Depending on the item and the reason it's in your credit history, this could involve writing a short letter or performing significant amounts of research.
The credit repair industry is becoming more important to consumers. The opportunities for growth in this industry are undeniable, and with the right software, you can run your credit repair business more efficiently and grow faster. TurboDispue is a Cloud-based business to business credit repair CRM software that you can access at any time from any device will make you more efficient. You’ll be able to serve clients faster and take on more business, all without sacrificing quality of service. 
Credit repair companies can help when debt collectors attempt to collect an expired debt you no longer legally owe. Most credit repair companies employ lawyers to assist with these processes. The company’s employees send official cease-and-desist letters to get these collectors to stop contacting you. Negotiating with creditors may help remove inaccurate or out-of-date marks from credit reports, improve credit histories and increase credit scores. 

"I like that you are helping me to improve my credit, even though the price is a little high but it's worth doing it for my future. I just wish it would improve a little faster and also get rid or lower the interest rate on the federal loan, hopefully I can see a better score next month or so. I do plan on getting a new car some time next year or so depending on the status of my credit."
"My experience was initially great until I had a medical emergency and had to cancel my account. I cancelled my account and was told that the following payment would still be drafted of $89. As of the date that I cancelled I was unable to access my account although I was being charged another $89. I would not recommend any company that does not have a fair cancellation policy. I cancelled my account with Equifax and was still able to access my account and was not charged any extra fees."
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Disclaimer: TurboDispute has no affiliation with the credit bureaus. TurboDispute LLC is not a Credit Repair Organization and does not provide credit repair services or financial or legal advice. TurboDispute’s intended use is to help you automate the time-consuming process of creating dispute letters to help you communicate with credit bureaus, original creditors, collection agencies, chexsystems, telecheck and provide you with educational materials. You may use the software to challenge credit items identified as inaccurate, misleading, or unverifiable, but no consumer has the right to have accurate, current, and verifiable information removed from a Credit Report. Further, you must make sure that you do not send any dispute letter or form, which contains any untrue statement of fact about your customer’s situation. This product provides certain information about the law. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. We recommend you consult a lawyer if you want legal advice applicable to your situation or how the Software and this information may apply to you.

Disclaimer: TurboDispute has no affiliation with the credit bureaus. TurboDispute LLC is not a Credit Repair Organization and does not provide credit repair services or financial or legal advice. TurboDispute’s intended use is to help you automate the time-consuming process of creating dispute letters to help you communicate with credit bureaus, original creditors, collection agencies, chexsystems, telecheck and provide you with educational materials. You may use the software to challenge credit items identified as inaccurate, misleading, or unverifiable, but no consumer has the right to have accurate, current, and verifiable information removed from a Credit Report. Further, you must make sure that you do not send any dispute letter or form, which contains any untrue statement of fact about your customer’s situation. This product provides certain information about the law. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. We recommend you consult a lawyer if you want legal advice applicable to your situation or how the Software and this information may apply to you.


In order to analyze credit files, identify credit reporting errors, and evaluate credit scoring, credit repair advisors must be highly trained and have some level of experience. To understand the credit scoring models and how they differ from each other, one can review the most popular credit scoring model, FICO. Known as Fair Isaac and Company, FICO can help you understand the complexities of credit scoring and the credit scoring process, including identifying potential inaccuracies, duplications, merged files, unverifiable data, and outdated data.
The credit repair industry is becoming more important to consumers. The opportunities for growth in this industry are undeniable, and with the right software, you can run your credit repair business more efficiently and grow faster. TurboDispue is a Cloud-based business to business credit repair CRM software that you can access at any time from any device will make you more efficient. You’ll be able to serve clients faster and take on more business, all without sacrificing quality of service. 
To get the inaccurate marks off your credit history, you must request that the credit bureaus validate the information that you believe is inaccurate. Credit repair strategies also include sending cease-and-desist letters to debt collectors. Removing just a single negative item on your credit report can increase your credit score by more than 100 points.
Reducing your balances on credit cards and other revolving credit accounts is likely the better option to improve your credit utilization rate, and, subsequently, your credit scores. Consistently making on-time payments against your debt will also help you build a positive credit history, which can have additional benefits for your credit history and, by extension, your credit scores, too.
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